Complex Income: Your income might be unique — and that’s okay.
Your earnings are unique. Your mortgage application shouldn’t be complicated.
Whether you’re self-employed, a contractor, a freelancer, or have multiple income sources, we know precisely how to make your case compelling to lenders.
We’ll help you find a Complex Income Mortgages solution that truly understands how you work and how you are paid.
We will work with you to understand what income can be used and how to support a mortgage application.
We have access to a wide panel of niche and private lenders who actively seek applicants with diverse financial profiles, including those with substantial commission, dividend income, retained profits, or fixed-term contracts.
Our role is to meticulously package your application, presenting a clear and robust picture of your true affordability. This often involves working with two or three years of business accounts, demonstrating contract renewals, or utilising specialist products that assess future earnings potential rather than just historic pay slips.
Don’t let the complexity of your earnings be a barrier to home ownership. Trying to navigate this market alone can be time-consuming and discouraging. By partnering with us, you gain an experienced broker who understands the nuances of the self-employed market in the UK and knows which lenders will look beyond the conventional.
Take control of your home-buying journey today. Get tailored, expert advice on Complex Income Mortgages and secure the approval you deserve.
